PM Rahat Scheme 2026:Prime Minister Narendra Modi launched the PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme for accident victims to ensure that no life is lost due to lack of immediate medical help. Read more about the Pm Rahat Scheme, eligibility, how to apply and more details here.
PM RAHAT Scheme: Prime Minister Narendra Modi in its very first set of decisions after shifting to Seva Teerth(New Prime Minister Office) for accident victims to ensure that no life is lost due to lack of immediate medical help under this initiative, accident victims will get cashless treatment of up to ₹1.5 lakh.
PM Rahat Scheme
Prime Minister Narendra Modi has approved the launch of the PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme. Under the Scheme, every eligible road accident victim on any category of road will be entitled to cashless treatment up to one lakh 50 thousand per victim, for period of seven days from the date of accident
PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme, reflecting a governance approach rooted in Seva – service, compassion and protection for vulnerable citizens. The decision underscores the Government’s commitment to ensuring that no life is lost due to lack of immediate medical assistance after a road accident.
What is the PM Rahat Scheme?
The PM Rahat Scheme is a welfare initiative introduced to provide financial relief to eligible families in India. The primary objective of the scheme is to assist low-income households and vulnerable groups by offering direct benefit transfers and government support.
Under this initiative, the government aims to deliver benefits directly to the bank accounts of beneficiaries using the Direct Benefit Transfer (DBT) system. This ensures transparency and reduces the chances of corruption or delays in the distribution of funds.
The scheme is expected to benefit:
- Low-income families
- Daily wage workers
- Economically weaker households
- Rural families facing financial hardship
- Individuals affected by economic challenges
By providing financial support, the government hopes to strengthen social security and improve the quality of life for millions of citizens.
Key Objectives of the PM Rahat Scheme:
The primary goal of the PM RAHAT scheme is to reduce mortality rates resulting from road accidents in India. Its key objectives include:
- Immediate Care: Ensuring every road accident victim receives prompt medical attention regardless of their financial status.
- Cashless Treatment: Providing a financial cushion of up to ₹1.5 lakh per person per accident for hospitalization and treatment.
- Universal Coverage: Minimizing the legal and procedural hurdles that often delay emergency care.
- Strengthening Trauma Care: Integrating public and private hospitals into a seamless network for emergency response.
Benefits of the PM RAHAT Scheme
- Financial Support: Coverage of medical expenses up to ₹1.5 lakh.
- Golden Hour Focus: The scheme prioritizes immediate stabilization and treatment within the first hour of the accident.
- No Advance Payment: Victims do not need to pay upfront deposits at empaneled hospitals for emergency stabilization.
- Nationwide Access: The scheme is intended to be applicable across all major highways and urban centers in India through a network of trauma centers and hospitals.
Eligibility Criteria
To ensure the scheme reaches those in need, the following eligibility guidelines apply:
- Target Group: Any individual Indian citizen or foreigner who meets with a road accident on Indian roads is eligible for emergency stabilization
- Nature of Injury: The scheme covers trauma and injuries specifically resulting from road traffic accidents.
- Hospital Type: Treatment must be sought at a government hospital or an empaneled private hospital participating in the PM RAHAT network.
How to Apply / Avail Treatment
The PM RAHAT scheme is designed to be “auto-activated” in emergency situations to save time. Here is how the process works:
- Emergency Reporting: When an accident occurs, the victim or a bystander calls the national emergency helpline.
- Hospital Admission: The victim is transported to the nearest empaneled hospital.
- Verification: The hospital uses a dedicated portal to register the accident victim. Identification (like Aadhaar) may be used, but treatment will not be denied if ID is not immediately available.
- Cashless Processing: The hospital provides the necessary treatment, and the costs (up to ₹1.5 lakh) are reimbursed directly by the government through the scheme’s trust/insurance partner.
How to Apply for PM Rahat Scheme Online
Eligible citizens can apply for the scheme through an online application process if the option is available.
Step-by-Step Application Process
- Visit the official government portal related to the scheme.
- Look for the PM Rahat Scheme Registration option.
- Click on Apply Online.
- Fill in the required personal and financial details.
- Upload the necessary documents.
- Submit the application form.
- Save or download the application confirmation.
After submitting the application, authorities will verify the details before approving the benefits.
How to Check PM Rahat Scheme Beneficiary List
Applicants can check whether they have been selected as beneficiaries by following these steps:
- Visit the official scheme website.
- Click on Beneficiary List or Check Status.
- Enter your Aadhaar number or application number.
- Submit the details.
- View your status or check if your name appears in the list.
If your name appears on the list, you may soon receive benefits directly in your bank account.